Built for one person, not a finance team

Self-Employed Accounting Software

Most accounting software is built for businesses with employees, inventory, and an accountant. If you are self-employed, you need something simpler: track the hours you bill, turn them into invoices, and keep Schedule-C-ready books — all in one app, free to start.

  • Track time, invoice, and keep Schedule-C books in one place
  • Works with your AI agent — Timebook in the ChatGPT app store and over MCP for Claude
  • Free time tracking · $29.99/mo for Pro — never per-seat
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14-day Pro trial · cancel anytime

Start with your billable time — free

Most accounting software ignores where a freelancer's income actually starts: the hours. Timebook begins there — track billable time from the web, a CLI, or an AI agent, free for as long as you want. Your income isn't a mystery you reconstruct at tax time; it's a running total.

Built for AI agents

Your AI agent keeps the books current

Timebook is in the ChatGPT app store and speaks MCP, so ChatGPT, Claude, or any AI agent can log your hours as you work — "log 2 hours on the Acme audit." The tedious part of staying on top of your books happens while you stay in flow.

Invoice from those hours

Turn tracked hours into a professional PDF invoice in a couple of clicks, send it, and track it to paid — no separate billing tool, no re-typing. The moment a client pays, the income is recorded in your books.

Schedule-C-ready books

Categorize income and expenses to the Schedule C lines a single-member LLC or sole proprietor actually files, and pull a P&L whenever you need one. Tax time is a review, not a reconstruction.

Optional bank sync

Connect your bank via Plaid to bring in expenses and match incoming deposits to the invoices they paid. Or import a bank statement. Skip it entirely if your books are simple — it is there when you want it.

Priced for one person

No per-seat pricing, no "contact sales," no accounting-suite tiers you grow out of. Time tracking is free; Pro is a flat $29.99/mo for invoicing, bank sync, and books. Export everything as CSV anytime — no lock-in.

Why the self-employed choose Timebook over full accounting suites

Frequently asked questions

What is the best accounting software for the self-employed?

It depends on whether you bill by the hour. If you do, an all-in-one that starts from your billable time — tracks it, turns it into invoices, and keeps Schedule-C-ready books (Timebook) — removes the juggling of a timer plus an invoicer plus a spreadsheet. If your work is inventory- or payroll-heavy, a full ledger like QuickBooks Online fits better.

Do I even need accounting software if I am self-employed?

You need clean records of income, expenses, and (for an LLC) owner draws — not necessarily a full accounting suite. A single-member LLC is a disregarded entity, so business income and expenses go on Schedule C of your personal Form 1040. Software that keeps those records Schedule-C-ready, and turns your hours into the invoices that create the income, is usually enough.

Is QuickBooks good for the self-employed?

QuickBooks is powerful, but built for businesses with employees, inventory, and an accountant — often more than a one-person operation needs. Intuit also discontinued QuickBooks Self-Employed and moved users to QuickBooks Solopreneur. If you mainly bill time and want simple Schedule-C books, a lighter all-in-one is a better fit than a full ledger.

How much does self-employed accounting software cost?

It ranges from free timers to $20–40/month all-in-one tools. Timebook keeps time tracking free forever and charges a flat $29.99/month for Pro (invoicing, bank sync, and bookkeeping) — no per-seat pricing and no tiers, with a 14-day Pro trial that needs no card.

Can accounting software track my time too?

Most cannot — you bolt a separate timer onto the accounting tool. Timebook is built the other way around: time tracking is the free foundation (web, CLI, or an AI agent via MCP), and invoicing and Schedule-C books build on top, so the hour you track becomes the invoice you send and the income in your books.

Self-Employed Accounting Software — Simple & All-in-One (2026) — Timebook